UpStart.com

Debt merged in days

Prequalified without a hard pull, uploaded docs, and funds hit two days later. The payoff schedule is simple and there's no prepay penalty.

Fast, but APR stung

Funding was quick and the portal is clear, yet my rate was steep. I'm grateful for approval, cautious about interest.

Very good prices, I enjoy dealing with

Very good prices, I enjoy dealing with credit unions because of this. Simple online steps, got the loan from credit karma, and am really happy.

Way simpler than regular banks.

Way simpler than regular banks. The application was quick, approval was smooth, and I got a way better interest rate than any other loan provider—around 4% less in my situation. That saved me a lot over a couple of years.

I've had a loan with Upstart since 2021

I've had a loan with Upstart since 2021, and it's nearly paid off! It's great to clear my credit cards now, especially with a lower interest rate compared to the 25 to 30% on my cards. Their site is simple to use and clear about the terms. I suggest it if you get a better rate than what you’re paying now!

This loan approval site is so simple to use!

This loan approval site is so simple to use! Took only 10 mins. Rates are a bit high but it's very user-friendly.

Quick, simple, and convenient.

Quick, simple, and convenient. I've used Upstart before, and settling early is straightforward. This will be another swift payoff. It's fantastic.

Taking out a loan can be quite

Taking out a loan can be quite stressful, but with this company, the experience was straightforward. The application was simple and thorough, and it didn't take too much time to complete.

Upstart has proven to be an excellent financial solution for me

Upstart has proven to be an excellent financial solution for me. Despite economic uncertainties, I consistently secure favorable interest rates. This is my second loan application with them. While the process is generally seamless, the second application required proof of my college diploma, a step I found somewhat unusual. However, once past that, the approval came within a week, and the final steps were smooth. I appreciate Upstart's efficiency, transparent communication, and the absence of charges for early loan repayment. Overall, I would confidently recommend Upstart to anyone seeking financial assistance, especially considering the ease and transparency of their services.

This is our second time working with Upstart, and the experience has been excellent

This is our second time working with Upstart, and the experience has been excellent. They simplify the process, explaining various options and terms clearly. Finalizing the loan is straightforward, and what sets them apart is the absence of charges for early payoff on our first loan. Upstart remains attentive, sending occasional emails, ensuring they're available for any emergencies or if we need a second loan. Their proactive communication and customer-centric approach contribute to a positive lending experience.