Credit Ninja

Scammers! They slap on the entire CAB fees when settling the loan. I borrowed $1000, and a mere 5 days later, I'm forced to cough up a staggering $2300 for closure. A total rip-off. Steer clear. Opt for any other company that scales down the CAB fee for early repayments.

Credit Ninja is not a good choice. They will give out all your private information, even your bank details, to other companies they work with. This means you'll receive lots of messages and calls from other lenders and credit firms. Avoid Credit Ninja at all costs!

-1 ⭐️ DO NOT, I repeat, DO NOT get a loan from this company. You cannot make payments towards principal only. They will collect their 149% APR regardless of how much you are loaned. Ex: $1000 loan + $1450 Fee = $2450. This is theft!! In the contract, which I had to screenshot to zoom into, it states that there isn't a penalty for paying more than scheduled or for paying the loan off early, however, by their deceptive definition, the "loan" is considered the balance including their fees, not what was actually loaned. I read the contract and it did not state anywhere, that there were no Principal only payments. I only got the loan because I needed a short term loan. I planned on paying off the loan within 3 scheduled payments instead of the 10 they planned, only to find out via a call to customer service. Again, NO PRINCIPAL ONLY PAYMENTS. THIS IS A FINANCIAL TRAP, MONEY SHARK COMPANY. DO NOT EVER CONSIDER THIS PLACE FOR A LOAN...BUYER BEWARE!!

I came across a Facebook post claiming rapid fund deposits within 10 minutes post-approval. I provided the requested information, got approval, signed e-docs, and was informed funds would arrive the next business day. However, no deposit materialized. Upon checking the Credit Ninja website, it now indicates funds tomorrow. Frustrated, I engaged in a live chat, explained the situation, and was assured investigation. The site froze twice, leaving me uncertain about the legitimacy of the loan offer. Currently, I cannot recommend their services.

I'm working on my credit and starting my second book. It's great to find a company that allows those with average credit scores to get a loan and begin anew. The process was smooth and not hard at all. I’m happy to suggest this company to others. Having recently lost my husband of 55 years, I’m now beginning again at 71, and your company is supporting my dreams. Thanks again.

Adeen gets that a bit of understanding makes a big difference. After a problematic live chat and an agent on the phone who didn’t really grasp my issues or how let down I felt, she got it right! She truly saw my point of view and recognized how upset I was. Now, I’m satisfied again just because she was quick to listen, understand, and reflect why I felt let down.

While the pre-approval without a credit inquiry is beneficial for those with lower credit scores, the cons are significant. The high interest rates, coupled with the potential financial strain if repayment isn't made within 30 days, make this option less favorable for long-term financial health. Consider carefully before opting for this service.

Fast and efficient with the application, completed in under five minutes without needing to navigate through complicated procedures. While the financing could be a bit steep, it is spread out over a lengthy term. Simply increase your payments, and it’ll be settled quickly, just like any standard loan. Would surely suggest it.

The procedure is easy and the business is real. Just make sure you know about the CAB charge. It's more like a standard fee. I didn't check the loan papers carefully. The fee is really high. It's over the amount we took. Take note of my mistake. I wouldn't have chosen them if I had been aware of this details.

Credit Ninja offered a simple way to obtain a fast web loan. The site was user-friendly, and I got approval within minutes. Being a returning customer, my verification was smooth. My funds arrived in my bank account in just hours on the same day I applied. I do hope the fees could be a bit less.

I appreciated the swift assistance in managing my credit and financial situation through a promptly deposited loan within a day. The credit check process was straightforward, requiring only a brief call to customer service for bank verification. The experience was efficient and straightforward.

The company's failure to disclose the payment amount before contract signing is concerning. The set payment is excessively high, creating a negative experience. My previous borrowing experience with Credit Ninja was unsatisfactory due to this undisclosed and elevated payment burden.

I opted for Credit Ninja to secure funds for my business. They displayed swift and efficient service with no cumbersome paperwork, ensuring a speedy delivery. Although the interest rates leaned towards the higher side, it was within the anticipated range for this loan category.

This is my second loan with Credit Ninja. They gave me a bigger loan limit because I repaid my last loan as agreed. The simple application process and quick funding are really useful when you need money. Their customer service is also quite supportive when you need it.

When I called to switch my pay schedule from weekly to bi-weekly, I got quick help from Aideen. She also emailed me the details of my next payments and the total amount I still owe. This was really useful for me to organize my budget according to my upcoming pay dates.

The application process proved straightforward with an instant decision. The loan caters to those with bad credit, albeit with a slightly elevated interest rate. Caution is advised to ensure payment feasibility. Overall, it's a reliable option for those in need.

The company's advertising promised same-day funding for loans, which was why I chose them. However, despite being approved at 10:40 pm on 3/28/2024, I won't receive the money until 4/2. This is not in line with their promises and is disappointing.

Just began using the service, limited experience so far. The application process was straightforward, but the approved amount was less than expected. Despite this, any financial assistance is appreciated, and I'll continue to explore the service.

I went on the web to get an Installment Loan, and I got approved for the Loan, which was Deposited into my Account the following business day. CreditNinja made it really simple, and fast to get my Loan, and I was very pleased with the Resuts...

I had a good experience because they assisted me with paying my bills and helped me repair my car, which I use daily for work. If I ever need support in the future, I would return to CreditNinja, as they provided help when others couldn't.

I opted for Credit Ninja to secure funds for my business. Their process was swift and paperwork-free, with speedy delivery. While the interest rates leaned on the higher side, it aligns with the nature of such loans.

What a lifesaver. Thank you, Credit Ninja. I was managing okay, but this Monday, I realized I mistakenly doubled some credit card payments and fell short for rent. Your loan came to my rescue. THANK YOU SO MUCH!!!

Creditninja is really good at what they do. They're very professional and they make getting loans easy. I've borrowed from them multiple times and it's always been smooth sailing. I'm grateful for their service.

The customer service team did a great job at assisting me with the refinance of my existing loan. I encountered a problem with fraud alerts on my credit report, and they managed it well.

They're awesome!! When I need a loan, they deliver fast and easy. Make sure you read before signing the forms so that you know exactly how everything will be and you should be good.

Nice experience, simple and no trouble. I have used With u Loans 5x, they don’t offer any help on lowering interest rates. This company is good if you need quick loand.

A vállalattal nagyon könnyű együtt dolgozni, és az ügyfélszolgálat mindig nagyon kedves és udvarias volt, ellentétben néhány más hitelcéggel, amelyeket használtam.

Credit Ninja helped quick with a simple application. Got money in my bank the next day. Very recommendable when you need cash fast. Thank you, Credit Ninja

I'll rate it 3 as they assisted with funds, but not more because when I asked for an address to send payment or pay it off, they disconnected from chat.

Ez egy könnyű és barátságos élmény volt. A pénzek 24 órán belül elérhetők voltak. Nagyszerű cég, amellyel foglalkozni. Teljesen szuper!